Review your health benefits. Many companies have open enrollment during September, this is a good time to review your health benefits to see if you want to make any changes.

Increase your Retirement savings. Now is a good to increase what you have been contributing to your 401k plan. Remember; every dollar you increase your contribution by, is a dollar less going to the IRS. If you are self-employed and want to open a Simple IRA, your deadline is October 1st.

Review your credit cards. Now is the time to see if there might be benefits that will expire. Also, if you are planning a trip for the holidays, now is the time to pay off your credit card so you can pay for that trip. Remember, do not charge any more than you can pay when your bill arrives.

Do you need to replace a home appliance? September is when all of these items go on sale.

Take some time while you are drinking your pumpkin spiced drink to review your financial life and finish the year out right.

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